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12/14/2012 Spain Spain Consumption Outlook. Second Half 2012
The VAT hike and the likelihood of a deterioration in fundamentals herald a decrease in consumption expenditure in 2013, especially in durable goods Presentation ''Spain Consumption Outlook. Second Half 2012'' |
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06/13/2012 Spain Spain Consumption Outlook. First Half 2012Weak fundamentals mean that consumption, especially of durable goods, is expected to decline. |
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02/20/2013 United States U.S. Housing Watch. Low Inventory Boosting Home PricesInventories of both new and existing single family homes for sale are at historic lows. Months supply is down to levels not seen since 2005 |
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02/12/2013 Mexico Mexico Economic Watch. National Housing Policy: changes on the horizonThe new policy will introduce major changes to housing support programs |
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03/22/2013 Other countries Uruguay Automobile Market Outlook 2013
Vehicle sales reached a new record in 2012 with growth of 3.4% thanks to the increase in real family income |
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01/29/2013 Chile Chile Automobile Market Outlook 2012
New vehicle sales rose 1.4% in 2012, despite the negative forecasts. We expect that the favorable performance in key factors for car sales should lead to 357 thousand units being sold in 2013. |
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05/16/2013 Latin America Latam Daily Flash: Output grew below expectations in Peru; retail sales declined slightly in Brazil |
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05/13/2013 Mexico Mexico Real Estate Flash. Activity in the construction sector declined in the first quarterConstruction fell in March; although there were fewer working days, there are other causes. The leading indicators continue to show a negative trend |
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12/13/2012 Consumption Outlook. Second half 2012
The change in Spanish household preferences is the main reason behind the variations in the consumption basket witnessed during the crisis |
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11/30/2012 Presentation by Santiago Fernández de Lis at OECD Experts Meeting on Financial Services. Paris, November 30th, 2012
Trends in international banking and regulatory challenges The ongoing regulatory reform is necessary to avoid a repeat of the international financial crisis |
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04/29/2013 Some international trends in the regulation of mortgage markets: Implications for Spain
Analysis of the main characteristics of the mortgage markets regulation in developed countries, trying to extract implications in terms of the resilience of the different systems during this crisis Author: Santiago Fernández de Lis, Saifeddine Chaibi, Jose Félix Izquierdo, Félix Lores, Ana Rubio and Jaime ZuritaNº 13/17 |
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02/01/2013 Banking penetration in Uruguay
The underlying thesis of this study is that banking institutions must assume the role of leading a serious process of increasing banking penetration in the country Author: Santiago Fernández de Lis, Adriana Haring, Gloria Sorensen, David Tuesta, Alfonso UgarteNº 13/08 |